Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹21,992.61
Monthly EMI
💸
₹319,557
Total Interest
🏦
₹1,319,557
Total Payment
⚖️
31.96%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹1,000,000
Interest: ₹319,557
Principal Amount (75.8%)
Total Interest (24.2%)

📊 EMI for Different Tenures

12 months
₹88,615
Interest: ₹63,381
Select
24 months
₹46,840
Interest: ₹124,168
Select
36 months
₹32,976
Interest: ₹187,136
Select
48 months
₹26,089
Interest: ₹252,272
Select
60 months
₹21,993
Interest: ₹319,557
Select
72 months
₹19,291
Interest: ₹388,964
Select
84 months
₹17,386
Interest: ₹460,463
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹21,494
ICICI Bank 10.75% 1.75% Up to 6 years ₹21,618
SBI 11.25% 1% Up to 5 years ₹21,867
Axis Bank 10.99% 2% Up to 7 years ₹21,737
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹21,993
Bajaj Finserv 12% 2% Up to 7 years ₹22,244
📋 View Amortization Schedule