Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹32,976.01
Monthly EMI
💸
₹187,136
Total Interest
🏦
₹1,187,136
Total Payment
⚖️
18.71%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹1,000,000
Interest: ₹187,136
Principal Amount (84.2%)
Total Interest (15.8%)

📊 EMI for Different Tenures

12 months
₹88,615
Interest: ₹63,381
Select
24 months
₹46,840
Interest: ₹124,168
Select
36 months
₹32,976
Interest: ₹187,136
Select
48 months
₹26,089
Interest: ₹252,272
Select
60 months
₹21,993
Interest: ₹319,557
Select
72 months
₹19,291
Interest: ₹388,964
Select
84 months
₹17,386
Interest: ₹460,463
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹32,502
ICICI Bank 10.75% 1.75% Up to 6 years ₹32,620
SBI 11.25% 1% Up to 5 years ₹32,857
Axis Bank 10.99% 2% Up to 7 years ₹32,734
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹32,976
Bajaj Finserv 12% 2% Up to 7 years ₹33,214
📋 View Amortization Schedule