Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹16,488.00
Monthly EMI
💸
₹93,568
Total Interest
🏦
₹593,568
Total Payment
⚖️
18.71%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹500,000
Interest: ₹93,568
Principal Amount (84.2%)
Total Interest (15.8%)

📊 EMI for Different Tenures

12 months
₹44,308
Interest: ₹31,690
Select
24 months
₹23,420
Interest: ₹62,084
Select
36 months
₹16,488
Interest: ₹93,568
Select
48 months
₹13,045
Interest: ₹126,136
Select
60 months
₹10,996
Interest: ₹159,778
Select
72 months
₹9,646
Interest: ₹194,482
Select
84 months
₹8,693
Interest: ₹230,231
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹16,251
ICICI Bank 10.75% 1.75% Up to 6 years ₹16,310
SBI 11.25% 1% Up to 5 years ₹16,429
Axis Bank 10.99% 2% Up to 7 years ₹16,367
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹16,488
Bajaj Finserv 12% 2% Up to 7 years ₹16,607
📋 View Amortization Schedule