Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹12,801.69
Monthly EMI
💸
₹114,481
Total Interest
🏦
₹614,481
Total Payment
⚖️
22.9%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹500,000
Interest: ₹114,481
Principal Amount (81.4%)
Total Interest (18.6%)

📊 EMI for Different Tenures

12 months
₹44,074
Interest: ₹28,892
Select
24 months
₹23,188
Interest: ₹56,512
Select
36 months
₹16,251
Interest: ₹85,044
Select
48 months
₹12,802
Interest: ₹114,481
Select
60 months
₹10,747
Interest: ₹144,817
Select
72 months
₹9,389
Interest: ₹176,043
Select
84 months
₹8,430
Interest: ₹208,149
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹12,802
ICICI Bank 10.75% 1.75% Up to 6 years ₹12,862
SBI 11.25% 1% Up to 5 years ₹12,984
Axis Bank 10.99% 2% Up to 7 years ₹12,920
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹13,045
Bajaj Finserv 12% 2% Up to 7 years ₹13,167
📋 View Amortization Schedule