Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹5,943.35
Monthly EMI
💸
₹127,921
Total Interest
🏦
₹427,921
Total Payment
⚖️
42.64%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹300,000
Interest: ₹127,921
Principal Amount (70.1%)
Total Interest (29.9%)

📊 EMI for Different Tenures

12 months
₹26,725
Interest: ₹20,698
Select
24 months
₹14,192
Interest: ₹40,613
Select
36 months
₹10,036
Interest: ₹61,299
Select
48 months
₹7,974
Interest: ₹82,752
Select
60 months
₹6,749
Interest: ₹104,963
Select
72 months
₹5,943
Interest: ₹127,921
Select
84 months
₹5,376
Interest: ₹151,615
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹5,634
ICICI Bank 10.75% 1.75% Up to 6 years ₹5,672
SBI 11.25% 1% Up to 5 years ₹5,749
Axis Bank 10.99% 2% Up to 7 years ₹5,709
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹5,787
Bajaj Finserv 12% 2% Up to 7 years ₹5,865
📋 View Amortization Schedule