Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹50,246.27
Monthly EMI
💸
₹411,821
Total Interest
🏦
₹2,411,821
Total Payment
⚖️
20.59%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹2,000,000
Interest: ₹411,821
Principal Amount (82.9%)
Total Interest (17.1%)

📊 EMI for Different Tenures

12 months
₹175,367
Interest: ₹104,404
Select
24 months
₹91,829
Interest: ₹203,896
Select
36 months
₹64,066
Interest: ₹306,372
Select
48 months
₹50,246
Interest: ₹411,821
Select
60 months
₹42,004
Interest: ₹520,223
Select
72 months
₹36,549
Interest: ₹631,555
Select
84 months
₹32,688
Interest: ₹745,789
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹51,207
ICICI Bank 10.75% 1.75% Up to 6 years ₹51,449
SBI 11.25% 1% Up to 5 years ₹51,934
Axis Bank 10.99% 2% Up to 7 years ₹51,681
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹52,178
Bajaj Finserv 12% 2% Up to 7 years ₹52,668
📋 View Amortization Schedule