Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹46,019.69
Monthly EMI
💸
₹761,181
Total Interest
🏦
₹2,761,181
Total Payment
⚖️
38.06%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹2,000,000
Interest: ₹761,181
Principal Amount (72.4%)
Total Interest (27.6%)

📊 EMI for Different Tenures

12 months
₹179,104
Interest: ₹149,249
Select
24 months
₹95,554
Interest: ₹293,297
Select
36 months
₹67,871
Interest: ₹443,341
Select
48 months
₹54,153
Interest: ₹599,327
Select
60 months
₹46,020
Interest: ₹761,181
Select
72 months
₹40,678
Interest: ₹928,810
Select
84 months
₹36,930
Interest: ₹1,102,102
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹42,988
ICICI Bank 10.75% 1.75% Up to 6 years ₹43,236
SBI 11.25% 1% Up to 5 years ₹43,735
Axis Bank 10.99% 2% Up to 7 years ₹43,475
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹43,985
Bajaj Finserv 12% 2% Up to 7 years ₹44,489
📋 View Amortization Schedule