Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹19,811.18
Monthly EMI
💸
₹426,405
Total Interest
🏦
₹1,426,405
Total Payment
⚖️
42.64%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹1,000,000
Interest: ₹426,405
Principal Amount (70.1%)
Total Interest (29.9%)

📊 EMI for Different Tenures

12 months
₹89,083
Interest: ₹68,994
Select
24 months
₹47,307
Interest: ₹135,375
Select
36 months
₹33,454
Interest: ₹204,331
Select
48 months
₹26,580
Interest: ₹275,840
Select
60 months
₹22,498
Interest: ₹349,876
Select
72 months
₹19,811
Interest: ₹426,405
Select
84 months
₹17,921
Interest: ₹505,384
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹18,779
ICICI Bank 10.75% 1.75% Up to 6 years ₹18,906
SBI 11.25% 1% Up to 5 years ₹19,162
Axis Bank 10.99% 2% Up to 7 years ₹19,029
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹19,291
Bajaj Finserv 12% 2% Up to 7 years ₹19,550
📋 View Amortization Schedule