Personal Loan Calculator

Calculate your EMI, total interest, and payment schedule. Compare loan offers from top banks.

Calculate Your Loan EMI

₹50K ₹25L ₹50L
5% 12.5% 20%
6M 3Y 7Y
📅
₹1,877.90
Monthly EMI
💸
₹35,209
Total Interest
🏦
₹135,209
Total Payment
⚖️
35.21%
Interest % of Loan

💰 Payment Breakdown

Principal: ₹100,000
Interest: ₹35,209
Principal Amount (74%)
Total Interest (26%)

📊 EMI for Different Tenures

12 months
₹8,815
Interest: ₹5,778
Select
24 months
₹4,638
Interest: ₹11,302
Select
36 months
₹3,250
Interest: ₹17,009
Select
48 months
₹2,560
Interest: ₹22,896
Select
60 months
₹2,149
Interest: ₹28,963
Select
72 months
₹1,878
Interest: ₹35,209
Select
84 months
₹1,686
Interest: ₹41,630
Select

🏦 Compare Bank Rates

Bank Interest Rate Processing Fee Max Tenure EMI
HDFC Bank 10.5% 1.5% Up to 7 years ₹1,878
ICICI Bank 10.75% 1.75% Up to 6 years ₹1,891
SBI 11.25% 1% Up to 5 years ₹1,916
Axis Bank 10.99% 2% Up to 7 years ₹1,903
Kotak Mahindra 11.5% 2.5% Up to 5 years ₹1,929
Bajaj Finserv 12% 2% Up to 7 years ₹1,955
📋 View Amortization Schedule